Atlantic City Blackjack

Atlantic City Blackjack

Atlantic City Blackjack is a variation of traditional blackjack, although it differs slightly. The main distinction is that the game is played with anything between four and eight decks of card. Another is that this is an American hole card game – meaning that the dealer is dealt one card face down and the other face up.

The house edge in this game depends on the casino where the game is played, the number of decks been used and other variations of the rules.

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How to Play Atlantic City Blackjack

  • Before being dealt cards, players need to place a wager.
  • The players are then dealt two cards face up, while the dealer is dealt one face up and one face down.
  • The dealer checks to see if he has a blackjack (ie. a 10 and an ace). If so, the game is over and the player loses his wager.
  • If the player’s card values are over 21, their hand is bust and they lose the game and their wager.
  • Players can be dealt up to 11 cards in Atlantic City Blackjack, provided – of course – that the total value of the cards does not exceed 21.
  • If the dealer’s cards exceed 17 or more, he needs to stay. If the total is 16 or lower, he needs to draw a card.
  • If the player’s first cards add up to 9, 10 or 11, he should consider ‘doubling down’ (ie. doubling his original bet). Once this happens, they can only be dealt one more card in the game.
  • If the player has been dealt two cards of the same numerical value, he can decide to split his hand (ie. play two hands). An equal wager to the initial bet is then placed and two independent hands are being played simultaneously. Different rules apply to variations of Atlantic City Blackjack regarding resplitting, and the splitting of aces. In general, players can split up to three times to make four different hands. Aces can only be split once and only one card can be used to split aces. A 10 value card and a split ace do not count as a blackjack – only a 21.
  • Players can decide to take out an insurance bet once they see that one of the dealer’s cards is an ace.
  • The player wins at Atlantic City Blackjack if the dealer’s hand goes bust (over 21) or if his own hand wins. This can occur when the player is dealt a blackjack (a ten-value card and an ace). This hand automatically wins all other hands and gets paid out 3:2. Another way to win 3:2 is to keep getting cards dealt until your hand wins or the dealer’s goes bust.
  • If the player’s hand ties with the dealer’s this is called a push and his money is returned to the player.


Atlantic City Blackjack is a popular variation of the game and a firm favorite among online casino players who are looking for an easy to play version of blackjack. With interesting twists such as late surrender options and the game being played with up to eight decks, it is not difficult to see why Atlantic City Blackjack is so sought after in casinos – both online and off.

Blackjack Resources

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