How It Works?
American Express issues personal and small business cards, corporate and prepaid ones. Each of the cards have their own divisions, which you can choose from depending on your purchasing pattern and preferences. Your income and credit rating also play an important role as they aim to fit everyone’s needs at a more personal level.
When choosing a card, mind the advantages like the exception from foreign transaction fees, cashback benefits, shopping vouchers and Membership Rewards points. In US, they are in close partnership with Amazon, Delta, Mercedes-Benz, Starwood and Hilton hotels, US supermarkets and restaurants.
To help you pick the right card, they have a tool on the site, as well as detailed descriptions of each card. That said, the application process is country-specific, and could either be made on the official site or at your local bank. Visit local American Express website for further information regarding the application and eligible cards.
As far as usage goes, American Express can be used with millions of businesses around the world, where the brand is accepted.
While safety nor security can’t be found on their values list, American Express boasts with the highest credit quality among major card issuers. It’s the responsibility of the merchant to comply with the Payment Card Industry Data Security Standard (PCI DSS), and the Data Security Operating Policy.
Since there are 20 American Express cards in total, with different benefits and services, each one has its own fees and payments plan. Since American Express is more popular among affluent customers, there may be higher merchant fees than usually. Currently, only select online gaming sites accept this type of a payment method.
American Express is the world’s biggest card issuer by purchase volume, offering 20 different cards for individuals and businesses, including credit, prepaid debit and gift cards. Advantages include cashback offers, membership rewards and one of the world's largest travel networks.
Click here to visit American Express website.
Posted by CCJ Team