Comepay Banking

Comepay or Comepay Wallet is a Russian electronic payment service, which works similarly to Yandex.Money. It’s owned by ФИНАРС Банк or Finars Bank, which has been in business since 1994. Comepay services are currently used by over 3,500 merchants, including Aeroflot, Fonbet, and Sberbank of Russia. It’s only available for people living in Russia, enabling them to manage their finances, pay for bills and add a layer of security when paying online. Below is a short overview of what Comepay Wallet is all about. T&C's apply to all bonus offers on this site. Click for a list of all banking methods.


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Comepay

How It Works?

First, to become a member, one must sign up at their website, which is free of charge but requires a valid phone number. Then there are many ways how you can go about funding your new account. If you don’t have a bank account, then you can top-up with your mobile phone bill or in cash, using one of Comepay’s land-based terminals. To find one near you, use the map provided on the site.

Alternatively, you can add money to your Comepay account using a third-party bank or Finars Bank, which come with additional benefits.

That said, Comepay is a prepaid wallet, with no way to link your bank account for direct payments. Once you’re all set up, you can pay for bills, utilities, loans, fines, etc. The full list of partners can also be found on Comepay’s website.

Finally, you can download Comepay Wallet’s mobile app from the App Store, which is very flexible and can be used for the same purpose, anywhere you are.

Security

There’s little to no info on security on Comepay’s official website, other than the encryption, which is used in the cashier.

Whether they share your details with the service provider or process it using their own API is unknown.

Banking

When it comes to fees and usage, the registration part is free, while the running costs may vary depending on many factors. Make sure you use your e-wallet within 3 months or you’ll be subject to administration fees at 10 RUB per day.

When it comes to transactions, top-ups using Visa or MasterCard cost between 1.3%-1.7%. Bank withdrawals cost 1.5%, to a bank card it’s 2%. Withdrawals to a bank account, on the other hand, are charged with a 1.5% fee.

Since payments are also charged, using Comepay may not be that much of a cost-effective solution. But be sure to double-check that with each of their partner, which is listed on the site along with further info.

Summary

Comepay is a prepaid e-wallet, which is owned by Russian Finars Bank. Members can top-up their accounts using a bank card, their phone bill or in cash, and pay at over 3,500 partner sites, for bills, utilities, fines, loans, goods and services, for a small commission.

Click to visit Comepay website.

Posted by CCJ Team