eKonto Banking

eKonto is a type of a personal or current account at the Raiffeisenbank a. s., which is the 5th largest bank in the Czech Republic. It’s is a subsidiary of Raiffeisen Bank International AG and member of Austrian Raiffeisen Group. Although the group operates within the Central and Eastern Europe, only Raiffeisenbank’s customers can use the eKonto account to pay for goods or services online. Below is are some of the main highlights on this service in general. T&C's apply to all bonus offers on this site. Click for a list of all banking methods.


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eKonto

How It Works?

Raiffeisenbank offers a variety of eKonto options to suit customers with different needs, called KOMPLET, SMART and STUDENT. They all come with unlimited number of cash withdrawals and additional benefits, including the option to manage the account online and on mobile.

To make a payment using eKonto, you first must ensure that it’s among the acceptable payment options on merchant’s site. Having chosen the method, the eKonto widget or checkout page should automatically pre-fill the payment order, which simply leaves you with the confirmation step. Just enter the security details or TAN for the money to be directly credited from your bank account. The transaction should be instant for both parties, which conveniently speeds up the whole process from start to finish.

That said, payments can also be made from mobile, using the Mobiln√≠ eKonto application that’s available for both iOS and Android devices. There users can also manage their account as they do on desktop, with the necessary electronic keys to ensure maximum security.

Security

While there’s little information on safety and security on the bank’s official site, there’s a good reason to believe they use a high degree of protection, certified and regulated by relevant authorities. As usual, the SSL encryption should be in place at all times, which you’re recommended to confirm prior to making the payment by searching for the “https” protocol in the URL.

Banking

As far as fees go, eKonto accounts have varying charges and limitations that should be checked on rb.cz directly. Usually, wire transfers are more expensive than e-wallets and therefore may come at a cost from the seller’s end.

Summary

eKonto is a current account at the Czech Republic based Raiffeisenbank. Bank’s customers can apply for one of the available eKonto accounts to suit their needs and use it to pay for goods or services online, including mobile devices.

Click here to visit eKonto website.

Posted by CCJ Team