Siru Mobile Banking

Siru Mobile is a mobile gateway and wallet for online payments that was founded in 2011. It’s a Finnish company that’s headquartered in Helsinki, with local offices in 6 countries. It’s based on a very simple concept of phone billing and cloud based digital wallet, which can be used anywhere where Siru Mobile is accepted as a payment method. Taken its Nordic heritage, currently its main customers are located mainly within this region. See how it works and how you can benefit from its convenient services in the full Siru Mobile review below.. T&C's apply to all bonus offers on this site. Click for a list of all banking methods.


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T&C's apply

Siru Mobile

How It Works?

There are two ways how you can pay for products and services online using Siru Mobile.

One of them is the mobile gateway, which requires nothing but the phone number. All you have to do to make the payment is click pay by phone, which is then billed on the phone bill or deducted from the prepaid subscription if you’re on the pay-as-you-go plan. There’s no need for registration and Siru mobile accepts payments from all devices with a SIM card. Furthermore, it works with most well-known mobile operators around the world, including Sonera, Elisa, Telia, O2, Dna, EE, Telenor, Tele2, etc.

The second Siru Mobile option is the mobile wallet, which is a cloud based system that also only requires the phone number. Users can top up their digital wallet by phone, using a bank transfer or a credit card, and then make fast and secure payments on merchant sites or between wallets, e.g. their friends.

For operators and merchants Siru Mobile integration is made just as simple. Some of the main highlights include a back office with automated reports, customer support with a callback option, 99.99% uptime promise, real-time scam and fraud management, usage limitaions and double opt-in security.


Siru Mobile does seem like a responsible company, although there’s no info on any additional security tools or certificates readily available on the site.

Note that sharing your phone number with the merchant or operator can also give them access to more info, including your home address. However, when prompted you can choose whether to sign up for additional services or not.


The total cost for the user consists of the price of the paid product, a telephone operator's commission, and the cost of service that’s charged by the merchant. Overall though, it should be among the most affordable payment methods you can choose that’s on par with regular e-wallets.


Siru Mobile is a Finnish start-up established in 2011, which allows users to make online payments using nothing but their phone number. This includes both the mobile gateway, for instant money transfers, and the mobile wallet, which can be topped up in advance.

Click to visit Siru Mobile official website.

Posted by CCJ Team