Western Union

Western Union, for many, is a synonym for an international money transfer. Now that the industry is more saturated than ever before, it’s more regarded as an alternative solution, often to do with remote communities. In 2015 alone, Western Union moved over $150 billion, which happened at a pace of 31 transactions each second. The company is also an active charity contributor and the founder of several foundations. Here’s a quick overview of its products and services. T&C's apply to all bonus offers on this site. Click for a list of all banking methods.


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Western Union

How It Works?

There are 4 ways to send and receive money using Western Union (WU). You can do this online (registration required), via their mobile phone app that’s designed for iOS and Android, in person via one of WU’s agents, or by phone. Depending on the method you choose, funds can take up to several days to arrive.

Receiving cash is just as easy and can be issued in cash, sent to your bank account, mobile wallet or a WU prepaid card. Western Union is present in over 200 countries worldwide, allowing its customers to send money to their family or friends pretty much anywhere, or even pay for bills if you live in the US.

Businesses aren’t left out of this either, as WU has a whole division of business solutions that includes a dedicated WU EDGE platform. The platform facilitates fee-free transactions in over 50 currencies, all from one account. It also enables invoice-tracking and reporting, cash flow visibility and risk management, and gives access to hedging experts.

Security

Despite all of their efforts, WU services are still not exempt from frauds or scammers. To help you build more awareness in this respect, they have a useful fraud awareness page with several precautions that regular users should keep in mind when sending money.

Banking

One of the main sources of income for WU are the transaction fees. As we’d expect, the cost depends on many factors, including the location, payment and payout method as well as the amount. Visit WU’s site to play with different options and get the final price for what you wish to do. That said, one of the reasons they lose market share to newcomers is the high fees.

So whether you’re sending money for education, to financial institutions, as a legal institution or simply to your relatives or friends, WU still aims to be the go-to method around the world.

Summary

Western Union is a global payments and cash management specialist that’s active in over 200 countries around the world. Both regular users and businesses can send and receive money in cash, via free online account, WU’s mobile app or by phone, in over 130 currencies.

Click to visit Western Union website.

Posted by CCJ Team