JCB

Overview
Nearly 60 million people around the globe are holders of a JCB payment card. This card is an accepted form of payment in over 190 countries and territories around the world, among 14-million associated members. JCB is a Japanese-based company that focuses its efforts on global expansion, all the while ensuring that its customer-centered policy remains at the top of its list of priorities. As such, cardholders are always guaranteed excellent service thanks to the company’s underlying policy of "identify the customer's needs and please the customer with Service from the Heart".

Benefits

International Brand Name: The JCB name is on par with some of the top credit cards in the world. As such, customers can be sure that this form of payment is one of the most reputable in the industry, offering impeccable service and tailor-made financial solutions.

Excellent Customer Service: JCB offers cardholders various options when it comes to keeping in touch with its help desk. Customers can either contact the company during office hours for live help by a ‘cardmember service representative’ (service available in Japanese or English), or they can try the 24/7 automated telephone customer service which provides all the relevant credit card information. In this way, cardholders are able to obtain up to date data regarding their accounts, current balance, payment information, Cash Back points and transaction history. This is one of the best ways to maintain a successful money management plan when dealing with online purchases.

Easy Application: Applying for a JCB card is incredibly simple. Customers contact the company’s service representatives through the toll free telephone number and they are then sent an application form. The form can also be downloaded from the internet. Anyone over the age of 18 can apply for a JCB card and the request is processed in reasonably good time. Once customers receive their JCB card, they are free to use it to purchase goods or services or to pay for their online entertainment (within the credit limit on the card, of course) at any of the 14 million merchants who accept the card through their businesses worldwide.

Low Fees: In most cases, there are no annual fees charged for all consumer card products. This is a definite advantage when considering JCB as an optimal payment method for online and offline services. Customers are charged a low fee for all cash or check advance amounts (with a minimum fee of $2).

Security: JCB uses state of the art technology to ensure that cardholders are always protected against fraud and identity theft. With so many millions of customers, it goes without saying that JCB needs to stay in top form when it comes to security, privacy and discretion. The company has earned itself a reputation in the industry for taking all the necessary steps to do just that.

Conclusion
There are many reasons why JCB has managed to attract millions of users worldwide. Whether it is because of the company’s strong customer-service focus, or because of the lengths that it goes to protect its users’ security and privacy, it is safe to say that a JCB card is one of the best ways for pay for online (and offline) services and entertainment.