Discover is a credit card brand, much like Visa or MasterCard credit cards, which is based primarily in the US. It was founded in 1985 and is one of the biggest in its field, issuing real plastic cards and not the prepaid versions as a popular alternative. They like to differ from the competition for their US-based customer service and cashback rewards on purchases. Here’s what you need to know about Discover at a glance. T&C's apply to all bonus offers on this site. Must be 18+. Click for a list of all banking methods.
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How It Works?
Discover issues a variety of credit cards, including cash back and travel ones, as well as secured and student credit cards. The former is the type of a card that earn the user cashback bonuses for each payment that they make. Travel credit cards are more suitable for regular commuters and lets them earn Miles for more benefits.
To apply for one, you must complete the FICO Credit Score form on the website, which assesses your eligibility and credit risk by the info that’ gathered from TransUnion, which in turn influences everything from car loans to mortgages. In some cases – as with the Secured Card – a deposit is necessary to establish the credit amount. More on how this all works can be found on Discover.com.
Once the account is created, it can be managed via the site or Discover’s mobile app. It’s available to download from the App Store and allows users to manage their accounts quickly using Touch ID or a 4-digit passcode, and make secure payments just as easily over the internet. Note that payments can be made only where Discover is accepted.
In addition to the industry-wide security measures, Discover also provide an Enhanced Account Security tool, which acts as a two-factor authentication, and monitor for suspicious or unusual activities. Users can also freeze and unfreeze their account to prevent new purchases being made for safety reasons, even in the mobile app.
For help, Discover is proud to have a fully US-based customer service department that’s ready to help you out at all times.
There’s no annual fees and 0% APR for the first 12 months. For balance transfer, cash advance and late payment fees, among others, see the full list of rates on the official site.
While the card and the brand has millions of users, it could be a rare find at online casinos. Nevertheless, make sure to read the operator’s rules and payment details for any extra fees upon deposits and withdrawals.
Discover is a credit card company that was established back in 1985, which issues plastic cards with no annual fees and cashback deals on every purchase. It has a US-based customer support and performs credit checks and reports using the FICO Credit Score.
Click here to visit Discover Card website.
Posted by CCJ Team