ePay.bg Banking

ePay.bg is a Bulgarian company for making electronic payments, which was established in 1999. It enables online purchases, money transfers and utility payments, similarly to Russia’s Yandex.Money. They’ve partnered with all major national banks like United Bulgarian Bank, DSK Bank, First Investment Bank, Raiffeisenbank Bulgaria, Allianz Bulgaria and many others. So whether you’re looking for ways to set up direct debits with utility companies, receive online payments, pay back your loans or fines, ePay.bg can help you do just that. Here’s how. T&C's apply to all bonus offers on this site. Must be 18+. Click for a list of all banking methods.


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How It Works?

To use any of their services, you first need to create an account and link your existing bank card with the system. Easypay’s Microaccounts are acceptable as well, allowing cash withdrawals at over 2,000 locations around the country.

When paying online, simply choose ePay.bg from the available payment methods, login using your existing credentials and confirm the payment without having to input your card information.

Whether it’s the electricity, heating, water or internet that you wish to set up a direct debit for, they’ve partnered with more than 1,300 companies to enable just that. The full list of organisations is available on the site.

The account owners can also make bank transfers to any of the partnered banks using IBAN, as usual, and apply for the company’s virtual credit cards issued by Visa.

Finally, ePay.bg also has a mobile app that’s downloadable from the App Store and Google Play. It enables you perform the same transactions on the move, without compromising security.


ePay.bg or Epay AD, is proud to be Level 1 Service Provider since 2007, as certified by Visa and MasterCard. It’s also compliant with Payment Card Industry Data Security Standard (PCI DSS), as assessed by Trustwave.

One of the company’s biggest selling propositions is that they also offer free fraud insurance for payments up to 100,000 BGN. That’s in addition to a two-factor verification via text message, one-time password from dpass, or electronic signature, from companies such as InfoNotary EAD.


Payments made using Microaccount are free, whereas the ones made using bank cards come at a cost. And since ePay.bg is a multi-service company, their fees structure is complex and varies from service to service. To help you with that, they have dedicated pages that are readily accessible from the official site.

All in all, ePay.bg is a convenient payment gateway for Bulgarian customers who may want to use it as an addition to their own bank’s products and services.


ePay.bg is a Bulgarian financial services company that was established in 1999. It enables locals to make online purchases, money transfers and bill payments from a single account, with a free fraud insurance, mobile support and extra benefits when using Easypay’s Microaccount.

Click here to visit ePay.bg website.

Posted by CCJ Team