PayR Banking

PayR or Pay(q)r, LLC., not to confuse with the Norwegian Payr product or the prepaid MasterCard that’s operated by Easterbrook Limited, is an alternative payment method that works as a mobile app. It allows customers to pay for goods or services, like restaurant bills, within the app while saving valuable time and making life easier for the merchant as well. The company’s based in Ohio and was established in 2014. Here’s a short overview on how it works, its product and services. T&C's apply to all bonus offers on this site. Must be 18+. Click for a list of all banking methods.


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How It Works?

First of all, to use PayR you need to download the app from the App Store. Note that the Google Play version is marked as coming soon. When installed, you don’t need any accounts but simply start using it and paying with regular carrier billing. As they also mention the word “card” in one of their descriptions, customers may be able to link a credit or debit card with the app as well.

One of the examples of use is restaurants. Once you reach your destination, open the PayR app and select the Check-in option to open a tab in your name. Just let the bartender or waitress know that you’re using the app and just use your name or add the table number to your tab.

When ready, pay for your tab by cashing out or by leaving the restaurant. It can be set up to pay automatically and supports splitting of tabs among friends and family. Here’s what safety precautions they take to keep all that secure and private.


PayR is PCI-DSS (Payment Card Industry Data Security Standard) compliant, which is the same norm that major card schemes like Visa and MasterCard adhere to.

Additionally, they use tokenization and don’t store sensitive info on their servers, which also adds a layer of protection to prevent any information theft.

They also mention that PayR authorizes customer’s card over their secure Gateway and stores its special token on encrypted servers, which are provided by Vantiv and National Payment Corporation.

Customers should also be aware that the company allows merchants to collect some non-sensitive customer trends, which are anonymous.


There’s no information on banking fees on the official site, which is a good reason to believe that it’s mostly free of charge for the end user. However, for final verification, make sure to double-check that at the checkout.


PayR is a mobile payment method from a company that’s based in Ohio, US. It’s PCI-DSS compliant and comes with a native app that you can get for free in the App Store. Use it to pay for goods or services, without any card handling.

Click to visit PayR website.

Posted by CCJ Team